Texas Mortgage Lending, powered by CUTX

Your Texas Mortgage Starts Here.

Expect speed, clarity, and confident decisions.
We’re Texas mortgage experts offering flexible home loan options for purchase and refinance.

Get Started
CUTX Servbank logo-01 TML_Red_Logo Equal-Housing-Opportunity-Logo

Why do Texas homebuyers prefer a direct mortgage lender?

You’ll always know what’s next, what we need, and why.

Texas Mortgage Expertise

We exclusively service home loans in Texas, so our processes remain streamlined to comply with Texas mortgage regulations.

We understand local conditions that affect timelines, underwriting, and the real monthly payment.

Direct Mortgage Lender

Clear steps, fewer handoffs, consistent updates.

Avoid handoffs along the way. We stick with you from selecting a mortgage program that fits your needs to the closing table.

Simple Approval Workflow

We're as easy as a quick chat to see what you qualify for, or we're happy to deep dive into fitting your budget, timeline, and lifestyle.

Flexibility in Loan Options

From jumbo to physician loans, we match the structure to your needs.

Home Mortgage Options

Meeting you where you're comfortable in your home ownership journey is our mission, and these flexible mortgage types meet most needs
jumbo-mortgages

Jumbo Mortgages

Industry leading terms for large home loans

no-down-payment-mortgages

No Down Payment

Zero down mortgages skip the big initial investment

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

Government Mortgage Assistance

Governments home loan programs, for those who qualify, allow for special terms that can significantly ease various mortgage requirements
fha-mortgages

FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

fha-mortgages

FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

fha-mortgages

FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

Typical Mortgage Lengths

Your home loan length can balance what you're comfortable with on each payment and the total you'll pay over the life of your mortgage
15-year-mortgages

15 Year Mortgages

Minimum length mortgages, for fastest payoff

temp-cheers-image

20 Year Mortgages

Balancing speedy payoff & comfortable terms

temp-cheers-image

30 Year Mortgages

Our most popular, average length of a mortgatge

temp-cheers-image

40 Year Mortgages

Great for lowering each of your mortgage payments

cinematic house key inserted into an upscale modern Texas style door The door with its rich warm tones looks to be stylistically similar to one youd f-1

What Our Customers Say

Food truck jean shorts narwhal, sustainable marfa post-ironic heirloom gluten-free wayfarers you probably.
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★

Get started today!

It only takes a few moments to signup.

Get started