Texas Mortgage Lending, powered by CUTX

Your Texas Mortgage Starts Here.

Expect speed, clarity, and confident decisions.
We’re Texas mortgage experts offering flexible home loan options for purchase and refinance.

Get Started
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Why do Texas homebuyers prefer a direct mortgage lender?

You’ll always know what’s next, what we need, and why.
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Texas Mortgage Expertise

We exclusively service home loans in Texas, so our processes remain streamlined to comply with Texas mortgage regulations.

We understand local conditions that affect timelines, underwriting, and the real monthly payment.
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Direct Mortgage Lender

You want a mortgage process with clear steps, fewer handoffs, consistent updates.

With us, you start with a free consultation. If we’re the right match, we’ll guide you from choosing the best mortgage program for your needs all the way to closing.
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Simple Approval Workflow

Getting approved does not have to feel overwhelming.

We make the approval process feel more approachable by helping you understand your options, prepare with confidence, and take the next step without unnecessary confusion.
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Flexibility in Loan Options

The right mortgage should fit your goals, not force you into a one-size-fits-all solution.

From jumbo home loans to first time home buyer focused programs, wecan help you match the structure of your mortgage to your financial situation.

Home Mortgage Options

Meeting you where you're comfortable in your home ownership journey is our mission, and these flexible mortgage types meet most needs
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Jumbo Mortgages

Industry leading terms for large home loans

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15, 20, and 30-Year

Most commonly selected mortgage lengths

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40-Year Mortgage

Longer term for extended payoff timeline

Government Mortgage Assistance

Governments home loan programs, for those who qualify, allow for special terms that can significantly ease various mortgage requirements
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FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

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VA Mortgages

Friendly financial terms for qualifying military personnel and spouses

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USDA Mortgages

USDA house loans can make rural homeownership more accessible and affordable

Specialty Mortgage Programs

Our specialty home loan programs can help with finding you the flexibility to make your mortgage work with your long term plans
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No Down Payment

Zero down mortgages skip the big initial investment

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Adjustable Rate Mortgages

Lower initial rates, flexible terms, and more buying power.

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Rate Buydown

For lower interest at the beginning of your loan

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No PMI Mortgages

Save on upfront costs with no PMI options

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Interest Only

Enjoy lower housing payments for the first 5 years

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Get started today!

Start your home buying journey by requesting a free consultation with a Texas mortgage expert.