Texas Mortgage Lending, powered by CUTX

Your Texas Mortgage Starts Here.

Expect speed, clarity, and confident decisions.
We’re Texas mortgage experts offering flexible home loan options for purchase and refinance.

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Why do Texas homebuyers prefer a direct mortgage lender?

You’ll always know what’s next, what we need, and why.

Texas Mortgage Expertise

We exclusively service home loans in Texas, so our processes remain streamlined to comply with Texas mortgage regulations.

We understand local conditions that affect timelines, underwriting, and the real monthly payment.

Direct Mortgage Lender

You want a mortgage process with clear steps, fewer handoffs, consistent updates.

With us, you start with a free consultation. If we’re the right match, we’ll guide you from choosing the best mortgage program for your needs all the way to closing.

Simple Approval Workflow

Getting approved does not have to feel overwhelming.

We make the approval process feel more approachable by helping you understand your options, prepare with confidence, and take the next step without unnecessary confusion.

Flexibility in Loan Options

The right mortgage should fit your goals, not force you into a one-size-fits-all solution.

From jumbo home loans to first time home buyer focused programs, wecan help you match the structure of your mortgage to your financial situation.

Home Mortgage Options

Meeting you where you're comfortable in your home ownership journey is our mission, and these flexible mortgage types meet most needs
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Jumbo Mortgages

Industry leading terms for large home loans

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No Down Payment

Zero down mortgages skip the big initial investment

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Rate Buydowns

Start your home loan off with your rate reduced

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

rate-buydown

Rate Buydowns

Start your home loan off with your rate reduced

Government Mortgage Assistance

Governments home loan programs, for those who qualify, allow for special terms that can significantly ease various mortgage requirements
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FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

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FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

fha-mortgages

FHA Mortgages

Low down payments and relaxed credit requirements for first time buyers

Typical Mortgage Lengths

Your home loan length can balance what you're comfortable with on each payment and the total you'll pay over the life of your mortgage
15-year-mortgages

15 Year Mortgages

Minimum length mortgages, for fastest payoff

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20 Year Mortgages

Balancing speedy payoff & comfortable terms

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30 Year Mortgages

Our most popular, average length of a mortgatge

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40 Year Mortgages

Great for lowering each of your mortgage payments

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What Our Customers Say

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John Smith
Director of Marketing
★★★★★
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John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★
Cupping chicharrones hexagon vaporware. Helvetica beard taiyaki, DIY drinking vinegar PBR&B tonx vape godard tofu. Meggings echo park taxidermy big mood asymmetrical next level.
John Smith
Director of Marketing
★★★★★

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